To determine whether or not to hire a locksmith, you need to consider whether you want a competent and professional locksmith or just an incompetent one. If you go for a competent one, the cost will probably be much less because the person will be skilled and appropriately trained. They will also use the right tools and equipment that are right for your situation so they can provide the best solutions for your problem.
The most reliable way to know whether a locksmith is dependable is to research them in advance. Call them, ask them complete questions, and check their reviews. Once you find a trustworthy locksmith who checks off all the boxes, save them in your phone for future use.
If you’re paying a locksmith, you should know if you’re charging more than you should be able to pay because it indicates you’re trying to get more than what your budget allows you to get.
Don’t be fooled by an unqualified locksmith who’s not local.